Professional Indemnity

Commercial Insurance

Professional Indemnity

Professional Indemnity cover protects professional people supplying a skill or service against their legal liability to compensate third-parties who have sustained injury, loss or damage due to their professional negligence.

Houghton Insurance Bureau provides professional indemnity insurance to a wide range of professions, including architects, engineers, design and construction consultants; IFA’s; surveyors and estate agents; accountants, solicitors and computer consultants; associations and charities.

We can arrange a tailored solution for you, with a specialist insurer if necessary, with varying levels and limits of indemnity available.

Extensions to the basic cover can include: libel or slander, dishonesty of employees, incoming/outgoing partners, run off liability, loss of or damage to documents, subrogation against employees, breach or warranty or authority, compensation for court attendance, contractor’s design or construct risks.

We are happy to quote for all types of profession and can also advise on directors’ and officers’ liability and legal indemnity.



General Business

Whether you require Buildings Insurance, Contents Insurance or both, we can take care of your requirements.

Liability Insurance

We are able to provide bespoke Liability insurance, protecting you and your business against such claims.

Engineering Insurance

Many potential risks can affect engineering companies, including injury to an employee or member of the public.

Medical Insurance

We have the experience to arrange a Private Medical Insurance scheme for your company.

Motor Fleet

We have experience arranging insurance cover for all types of fleet, ranging from a small number of vehicles up to hundreds.

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Claims Support

We will act on your behalf, to manage your claim from initial notification to settlement. We will also make sure you are kept up to date throughout the entire process.