10 August 2020

Post covid-19, are you making the most of your Employee Benefits package?

As the rules relax and businesses return to work, it’s becoming apparent that the period of lockdown has been taking its toll on employees, with a reported increase in both mental health and physical issues. Obviously, a culture of good mental and physical health helps to promote a happy productive workforce, so it’s in the best interests of your company for employees to return to optimum performance. But are you aware that a wealth of benefits is available, providing support to you and your employees, often at no further cost, as part of your Employee Benefits package?
Immediate access to a GP

Private Medical Insurance cover provides support for employees’ mental and physical health, enabling any issues to be identified quickly and efficiently. With immediate access to a GP for medical diagnosis and treatment, it means your staff can be treated quickly, with less time off work  for illness and NHS appointments.
Mental health

Research indicates 25% of the population has some sort of mental health issue as a result of coronavirus and lockdown. As a business, you need to be aware of the impact this may have on your workforce culture and how to safeguard your staff. Businesses should not have to rely on managers and/or HR personnel to counsel their staff. Employee Assistance Programmes (EAPs) offer a range of supporting tools, including 24-hour counselling, with trained counsellors and staff on hand to deal with a variety of mental health issues, such as bereavement, anxiety, stress and depression.
Your staff also needs to understand the impact of sharing and interaction on social media, which can have a detrimental effect on mental health, with judgement from peers, friends, family, colleagues and strangers resulting in anxiety and low self-esteem. In this case, a range of coping strategies implemented by managers and third party support can be very effective.
Physical health

Statistics show that a physically active person is less likely to contract heart disease, cancer and physical problems such as back pain and other health issues in the long term, thus reducing overall sickness absence costs. Employee Benefits packages offer lots of online tools and apps designed to help your employees improve overall health and wellbeing. Benefits for members include online health reviews, discounted trackers and sports equipment, discounted gym membership and activity/alcohol/BMI calculators. Some policies are incentive-based, with premiums reduced if employees actively partake in health & fitness programmes offered via the provider.  
Recognising the importance of this, Erskine Murray has teamed up with Unlimited Wellbeing to provide health assessments within the workplace, offering various levels of assessment, tailored to your business needs and budget. Assessments review employees’ overall health & fitness, showing where improvements can be made in relation to heart, cardiovascular and musculoskeletal health, as well as reviewing health concerns that run in the family and imbalances in the blood. Insurers are currently offering easy access to medical diagnosis and treatment for musculoskeletal conditions, saving time spent on waiting lists.
Business & management support

For many people, the way they are treated by their line manager and the behaviour of leaders in the organisation makes an enormous difference to how they feel about themselves and their work.
Studies show a manager’s role has developed into supporting staff with mental and emotional issues.  To help managers do their job effectively and handle situations as they arise, most insurers are offer ‘Toolkits for Managers’, as free or purchased courses, teaching the skills and foresight required to navigate difficult situations within the workplace, such as stress resilience.
During the coronavirus pandemic, insurers have also been providing daily and weekly updates on global and local situations, such as poor working practices leading to Covid-19 outbreaks and subsequent localised lockdowns. They have also been providing tips and advice on a range of subjects, such as working from home, cover for furloughed staff, extending employee benefits for the duration of the pandemic and additional benefits provided at no extra cost.
What Erskine Murray offers you and your business

Overall, the key reason for having employee benefits is to support your staff, attract and retain high calibre staff, reduce long term and short term sickness, promote a positive working culture and high performing culture. At Erskine Murray, we believe Employee Benefits will pay back dividends in the future, securing your reputation as a caring, progressive business that lives up to 21st century values.
For an in-depth discussion with one of our employee benefits consultants on the additional benefits available, including Private Medical Insurance, Group Life Assurance, Group Life Cover, Group Health Cover, Individual Health Cover, Critical Illness Cover, Income Protection Cover and Health Assessments, and how they can be tailored to your needs, please contact Erskine Murray.

Click here for more information about Employee Benefits.