Wholesalers Insurance

SME Insurance

Wholesalers Insurance

Wholesale distributors have a diverse range of insurance risks to protect, throughout the supply chain and beyond. Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.

There are a wide range of business insurance policies which may be appropriate for wholesalers, including (but not limited to):

  • Goods in transit insurance – this covers damage to the goods in your possession whilst in transit from one location to another
  • Commercial motor fleets – covering the vehicles used within your fleet
  • Cover for material damage – protecting the building, contents and stock stored in your facility
  • Business Interruption – covering loss of profits/ revenue incurred when material damage loss occurs
  • Employers Liability Insurance – a legal requirement for any business which employs staff

Insurance for Wholesalers

It is important that our team here at Erskine Murray  understand exactly what your wholesale business does in order for us to help you find the right insurance policies to match your demands and needs accurately.

We are a broker which is experienced in providing business insurance solutions for a wide range of industries and specialisms, working with a wide range of insurance providers so we can create unique packaged products to offer the level of business insurance you need.

The wholesale industry has a huge range of risk factors, due to the complexity of the supply chain and the sheer range of bodies involved in getting goods from A to B. Our wholesaler insurance products can help protect your business by covering you for the insurable risks you face day to day when carrying out your job, both to protect you and the products within your care.

Warehouse Insurance Policies

Part of wholesale business often relies on having warehouses and storage facilities to keep stock and distribute products to and from suppliers and retailers. It is important to be sure that your warehouse is protected too! 

Our wholesaler insurance policies can cover your warehouse facilities to ensure your stock is protected throughout the supply chain in one helpful policy. Speak to our helpful team here at Erskine Murray to begin putting together the ideal insurance policy for your wholesaler and warehouse insurance needs today.

SME Insurance by Sector


Cyber attacks are a rapidly growing, see how we ensure you are protected. 

Directors’ and Officers’

Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.

Shops and Offices

From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.  

Commercial Property Owners

For property owners, investors or developers, single property to portfolio's, we have the solution.

Residential Property Owners

For property owners, landlords and associations, we deliver a policy that covers all related risks.


One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.

Professional Indemnity

Often referred to as 'PI', a profession-based risk management package.


Our package covers every single trade. Simple, effective and delivered by the same or following working day.

Motor Trade

For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.


Including buildings, contents, liability, unoccupied and rental protection.

Golf Course

Golf courses possess specific risks which specialised golf course insurance can help protect you against.


Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.

IT Contractors

From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.

Coffee Shop

There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.


Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.


Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.

Business Interruption Insurance

Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.

Tech Start Up Insurance

Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.

Media Professionals Insurance

The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.

High Net Worth Insurance

High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.

Graphic Designer Insurance

As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.

Civil Engineering Insurance

At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.

Business Owners Policy Insurance

An enhanced business insurance policy which combines property insurance alongside general liability insurance.

Contractors All Risk Insurance

Whilst all construction sites are different, there are still common risks and threats shared by them all.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.