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SME Insurance
Whilst being your own boss can be incredibly exciting and rewarding, it is important to know that if and when something goes wrong, it is you who is ultimately responsible.
This is why it is so important to organise the right insurance products for your needs as a tech start up business, with the risks and vulnerabilities for your industry thought about and covered so you can continue doing what you do best.
There are a lot of insurance products out there which are designed for different business needs, industries and specialisms. With can develop an insurance packages suitable for a wide range of tech start-up businesses such as hardware and software providers, IT consultants, Web designers and hosting companies, we can help a wide range of businesses within the technology industry. Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together into one insurance bundle to cover you for all the insurable risks you may encounter each day whilst you go about your work.
What insurance is needed for Tech Start Up Businesses?
Some of the more popular policies which may be of use to your tech start up business include:
There are plenty of other options for insurance which can be applied to your tech start up insurance package which are specifically chosen for your individual needs. From cyber insurance to contractors all risk insurance, we have a great range of products available for you. Speak to our business insurance team here at Erskine Murray for the most up to date advice and products which could be valuable for your tech start up business.
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Cyber
Cyber attacks are a rapidly growing, see how we ensure you are protected.
Directors’ and Officers’
Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.
Shops and Offices
From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.
Commercial Property Owners
For property owners, investors or developers, single property to portfolio's, we have the solution.
Residential Property Owners
For property owners, landlords and associations, we deliver a policy that covers all related risks.
Fleet
One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.
Professional Indemnity
Often referred to as 'PI', a profession-based risk management package.
Tradespeople
Our package covers every single trade. Simple, effective and delivered by the same or following working day.
Motor Trade
For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.
Landlord
Including buildings, contents, liability, unoccupied and rental protection.
Golf Course
Golf courses possess specific risks which specialised golf course insurance can help protect you against.
Bakery
Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.
IT Contractors
From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.
Coffee Shop
There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.
Architects
Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.
Surveyors
Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.
Business Interruption Insurance
Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.
Wholesalers Insurance
Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.
Media Professionals Insurance
The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.
High Net Worth Insurance
High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.
Graphic Designer Insurance
As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.
Civil Engineering Insurance
At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.
Business Owners Policy Insurance
An enhanced business insurance policy which combines property insurance alongside general liability insurance.
Contractors All Risk Insurance
Whilst all construction sites are different, there are still common risks and threats shared by them all.
Who do I
Contact?
If you would like to talk more about your SME Insurance needs please contact Rob.
Rob Marshall
Head of SME
Employee Benefits
Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.
Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.