Surgery Insurance

Running a busy surgery exposes your business to a number of risks and finding the right level of insurance cover can be tricky!

Here at Erskine Murray, our team of insurance brokers can help you to choose the right insurance products to tailor your cover to your specific needs and requirements. We work with a carefully selected panel of insurance providers to develop packages especially for surgeries, often with all the cover you require in one package.

Insurance for Surgeries

There are likely to be specialised equipment, computers and tools which are required for your day to day practice running smoothly, so it is important that your insurance covers all of your business contents. We recommend a range of policies which are particularly beneficial for surgeries and GP practices:

• Public liability cover: covers any legal costs and compensation claims sought by members of the public or other third parties who are injured, fall ill or suffer property damage as a result of your business.
• Employers’ Liability cover: this is often a legal requirement even if you only employ a small number of staff, casual workers or part time staff. It covers you should an employee be injured in the workplace or fall ill due to the work they do for you.
• Buildings insurance: protect your business from the costs of structural damage, including flood or fire.
• Contents insurance: This insurance covers your equipment, seating and other business critical items from theft and damage and can be extended to include computers used as part of your business.
• Computer equipment insurance: From keeping in touch with patients to back office support, computer systems are key to most modern surgeries. It pays to protect your business with computer equipment insurance.
• Business Interruption insurance: If your practice is unexpectedly affected by a flood or storm damage, it’s unlikely you could take on the financial implications. Business interruption insurance protects your income and livelihood should something major happen which is an insured event under a material damage policy, that means you can’t open your doors to patients or staff.

Why Choose Erskine Murray?

We are a leading insurance broker specialising in business insurance packages which we can put together to suit your specific business or industry. Our team understand the various risks your surgery faces day to day and can advise you on the appropriate insurance products you may find useful. We work with a carefully selected group of insurers to allow us to offer a great range of products. Speak with a member of our team today to discuss your surgery insurance requirements and obtain your quote.