Surgery Insurance

SME Insurance

Surgery Insurance

Running a busy surgery exposes your business to a number of risks and finding the right level of insurance cover can be tricky!

Here at Erskine Murray, our team of insurance brokers can help you to choose the right insurance products to tailor your cover to your specific needs and requirements. We work with a carefully selected panel of insurance providers to develop packages especially for surgeries, often with all the cover you require in one package.

Insurance for Surgeries

There are likely to be specialised equipment, computers and tools which are required for your day to day practice running smoothly, so it is important that your insurance covers all of your business contents. We recommend a range of policies which are particularly beneficial for surgeries and GP practices:

  • Public liability cover: covers any legal costs and compensation claims sought by members of the public or other third parties who are injured, fall ill or suffer property damage as a result of your business.
  • Employers’ Liability cover: this is often a legal requirement even if you only employ a small number of staff, casual workers or part time staff. It covers you should an employee be injured in the workplace or fall ill due to the work they do for you.
  • Buildings insurance: protect your business from the costs of structural damage, including flood or fire.
  • Contents insurance: This insurance covers your equipment, seating and other business critical items from theft and damage and can be extended to include computers used as part of your business.
  • Computer equipment insurance: From keeping in touch with patients to back office support, computer systems are key to most modern surgeries. It pays to protect your business with computer equipment insurance.
  • Business Interruption insurance: If your practice is unexpectedly affected by a flood or storm damage, it’s unlikely you could take on the financial implications. Business interruption insurance protects your income and livelihood should something major happen which is an insured event under a material damage policy, that means you can’t open your doors to patients or staff.

Why Choose Erskine Murray?

We are a leading insurance broker specialising in business insurance packages which we can put together to suit your specific business or industry. Our team understand the various risks your surgery faces day to day and can advise you on the appropriate insurance products you may find useful. We work with a carefully selected group of insurers to allow us to offer a great range of products. Speak with a member of our team today to discuss your surgery insurance requirements and obtain your quote.

SME Insurance by Sector

Professional Indemnity

Often referred to as 'PI', a profession-based risk management package.

IT Contractors

From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.

Business Interruption Insurance

Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.

Media Professionals Insurance

The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.

High Net Worth Insurance

High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.

Business Owners Policy Insurance

An enhanced business insurance policy which combines property insurance alongside general liability insurance.

Consultants Insurance

As a consultant, your clients rely on you for service and advice as well as being an expert in your field of work.

Charity Insurance

Running a charity, social club, community group is a highly rewarding endeavour ; it also comes with a unique set of risks.

Engineering Insurance

Engineers require insurance for a wide range of scenarios and risks associated with the day to day working environment.

Food and Drink Insurance

Food and drink industry continues to rapidly expand in the UK including a huge variety of different risks to be aware of.

Kidnap and Ransom Insurance

Protecting against a range of security risks such as threat and extortion, kidnap and ransom insurance policies can help companies exercise reasonable care.

Manufacturing Insurance

All types of manufacturing involve complex processes which require specialist insurance to protect against day to day risks faced.

Retailers Insurance

Running any shop, whether it is a small specialist business or a large high street fashion store throughout the UK.

Salon Insurance

For the salon owner, it is important that all the risks of running a successful salon are covered by the right insurance products.

Surgery Insurance

Running a busy surgery exposes your business to several risks. Erskine Murray can help you to choose the right insurance products tailored to your needs.

Tradesman Insurance

With thousands of different trades in the UK, Erskine Murray can help tailor individual insurance products specific to your needs.

Warehouse Insurance

The insurance needs for warehouses can be very specific with different warehouses requiring different levels of insurance cover to manage risks.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.