SME Insurance

Cyber attacks are a rapidly growing, see how we ensure you are protected. 

Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.

From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.  

For property owners, investors or developers, single property to portfolio's, we have the solution.

For property owners, landlords and associations, we deliver a policy that covers all related risks.

One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.

Often referred to as 'PI', a profession-based risk management package.

Our package covers every single trade. Simple, effective and delivered by the same or following working day.

For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.

Including buildings, contents, liability, unoccupied and rental protection.

Golf courses possess specific risks which specialised golf course insurance can help protect you against.

Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.

From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.

There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.

Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.

Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.

Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.

Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.

Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.

The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.

High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.

As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.

At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.

Business Owners Policy, is an enhanced business insurance policy which combines property insurance alongside general liability insurance.

Whilst all construction sites are different, there are still common risks and threats shared by them all.

As a consultant, your clients rely on you for service and advice as well as being an expert in your field of work.

If you are a self-employed carer, or you run a home care business, you are in a position of trust and responsibility.

With so many areas of risk to consider, we guide you through the process of selecting the cover that you require to protect your business.

Running a charity, social club, community group is a highly rewarding endeavour ; it also comes with a unique set of risks.

Engineers require insurance for a wide range of scenarios and risks associated with the day to day working environment.

Food and drink industry continues to rapidly expand in the UK including a huge variety of different risks to be aware of.

Protecting against a range of security risks such as threat and extortion, kidnap and ransom insurance policies can help companies exercise reasonable care.

All types of manufacturing involve complex processes which require specialist insurance to protect against day to day risks faced.

Running any shop, whether it is a small specialist business or a large high street fashion store throughout the UK.

For the salon owner, it is important that all the risks of running a successful salon are covered by the right insurance products.discover more

Running a busy surgery exposes your business to several risks. Erskine Murray can help you to choose the right insurance products tailored to your needs.

With thousands of different trades in the UK, Erskine Murray can help tailor individual insurance products specific to your needs.

The insurance needs for warehouses can be very specific with different warehouses requiring different levels of insurance cover to manage risks.

Specialist insurance products for blocks of flats whether you’re a freeholder, leaseholder or a management company, we can help.  

Insurance to protect your own personal tools, hand tools, power tools and plant equipment against loss, damage or theft.   

Business building insurance cover for the building you run your business from, covering you from repairs and rebuilding costs.  

Business contents insurance is a type of business insurance that protects your organisations possessions and equipment in your work premises.

Contracts all risk works insurance covers construction work that’s in progress on a building site. Speak to a team member today for a tailored quote.

Employers’ liability insurance works to protect you against the cost of compensation claims made against you from employee illness or injury.

Also known as personal injury insurance, is designed to pay out compensation upon suffering from death or serious injury as the result of an accident.

Product liability insurance can cover the cost of compensation claims that are made against you in related to a product that you’ve sold. 

Public liability insurance protects your business against compensation and legal costs if you cause injury to a third party or damage to a property.

When running a B&B you will need to consider insurance to protect you, your guests, your property and it’s contents.

Get useful features such as building insurance, accidental damage cover and financial protection against loss of rent.

There’s a higher chance of damage to a property when nobody is living in it. Get empty property insurance to make sure that secured against empty property damage or theft.

Contractors' Plant covers the insured's own plant and equipment on an 'All Risks' basis. It can also cover their legal liability under terms of their hiring agreement.

Hotel insurance covers the issues that can arise in the day to day running of a hospitality business.

Erskine Murray can help you to build out the right insurance policy to take care of the risks your pub faces.

Non-paying tenants are a landlord’s worst nightmare. Protect yourself against losses by taking our rent protection insurance with Erskine Murray.