SME Insurance


SME Insurance 

Solutions created efficiently and cost-effectively

Erskine Murray are the insurance brokers you can trust to supply small and medium-sized enterprises with the perfect business insurance policies to protect their enterprise. Understanding the importance of placing insurance quickly and efficiently, we can place cover usually within the same or next working day.

Through a set of carefully devised questions that we ask each client, we can arrange small business insurance remotely, comparing a breadth of insurers for the most suitable cover, allowing us to provide a convenient SME insurance package for your business. For more complex requirements, face-to-face visits can be arranged, where we will spend time unearthing the exact particulars of your business. Our SME insurance package solutions cover commercial insurance to professional indemnity, and we have a wide range of risk management packages to suit whatever you need.

Each of our clients, whether insurance is arranged remotely or after a meeting, will be appointed a dedicated account manager who will handle all of your insurance needs. They will:

SME Insurance by Sector

Commercial Property Owners

For property owners, investors or developers, single property to portfolio's, we have the solution.


Including buildings, contents, liability, unoccupied and rental protection.


Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.

IT Contractors

From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.

Coffee Shop

There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.


Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.

Media Professionals

The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.

Charity Insurance

Running a charity, social club, community group is a highly rewarding endeavour ; it also comes with a unique set of risks.

Food and Drink Insurance

Food and drink industry continues to rapidly expand in the UK including a huge variety of different risks to be aware of.

Manufacturing Insurance

All types of manufacturing involve complex processes which require specialist insurance to protect against day to day risks faced.

Meet our


Simon Harris


New Business Executive

Bhavin Pancholi​

New Business Executive

Ethan Ostermeyer​

Cert CII

SME Schemes & Placement Manager

William Davison

Cert CII

Client Manager

Ragini Mistry

Client Manager

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.