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SME Insurance
Developing and maintaining a great reputation takes time and effort, so it is important that you have business insurances in place should you need protection should claims be brought to your door.
Erskine Murray work with a wide range of insurance providers to put together the right packaged products to suit your business needs. Whilst we all endeavour to work error-free, it can be difficult to avoid disgruntled customers within the marketing and media industries. If you suffer from an error or emission as a business it can be expensive and time consuming to fight, but you can rest easy knowing you are covered with the right insurance policies.
Insurance Policies for Media Professionals
The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors. It could be that a client believes you have made a mistake when placing an advert for them, or you may face a claim for copyright infringement for not having the correct permissions in place. There are such a wide range of potential risks that it is important you have business insurance in place which is ideal for your industry.
Erskine Murray can put together a package of business insurance policies into one plan which covers you for all the potential danger areas your industry can throw at you. We know how important it is that your marketing or media business is protected against claims and compensation costs.
Business Insurance for Marketing Agencies
There are all sorts of things which you may wish to be covered and protected against as a media or marketing firm. Policies for business insurance specifically suited to marketing and media companies could include:
Other types of insurance which might be beneficial for those within the marketing and media industry are public liability insurances and employers’ liability insurance. These can help protect you against the cost of defending a claim for negligence from the public or your employees.
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Cyber
Cyber attacks are a rapidly growing, see how we ensure you are protected.
Directors’ and Officers’
Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.
Shops and Offices
From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.
Commercial Property Owners
For property owners, investors or developers, single property to portfolio's, we have the solution.
Residential Property Owners
For property owners, landlords and associations, we deliver a policy that covers all related risks.
Fleet
One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.
Professional Indemnity
Often referred to as 'PI', a profession-based risk management package.
Tradespeople
Our package covers every single trade. Simple, effective and delivered by the same or following working day.
Motor Trade
For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.
Landlord
Including buildings, contents, liability, unoccupied and rental protection.
Golf Course
Golf courses possess specific risks which specialised golf course insurance can help protect you against.
Bakery
Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.
IT Contractors
From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.
Coffee Shop
There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.
Architects
Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.
Surveyors
Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.
Business Interruption Insurance
Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.
Wholesalers Insurance
Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.
Tech Start Up Insurance
Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.
High Net Worth Insurance
High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.
Graphic Designer Insurance
As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.
Civil Engineering Insurance
At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.
Business Owners Policy Insurance
An enhanced business insurance policy which combines property insurance alongside general liability insurance.
Contractors All Risk Insurance
Whilst all construction sites are different, there are still common risks and threats shared by them all.
Who do I
Contact?
If you would like to talk more about your SME Insurance needs please contact Rob.
Rob Marshall
Head of SME
Employee Benefits
Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.
Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.