Kidnap and Ransom Insurance

SME Insurance

Kidnap and Ransom Insurance

Kidnap and ransom insurance policies are necessary for business organisations worldwide, protecting against a range of security risks such as threat and extortion against people, property and information.

Many businesses lack the resources to quickly and professionally respond to threatening situations, so having the appropriate insurance policies in place can help companies to exercise reasonable care whilst going about their day to day business.

Risk management is important for businesses where their operations can land them in dangerous situations. The industries most often requiring kidnap and ransom insurance are those with high levels of international travel for business, oil and gas companies, mining and extractive industries, pharmaceutical companies and financial institutions as well as other high profile industries such as the media and security.

Insurance for High Security Risks

There are many risks which can be insured against through kidnap and ransom insurance, including but not limited to:

  • Kidnap extortion
  • Hijack
  • Wrongful detention
  • Threat
  • Disappearance
  • Hostage crisis
  • Assault
  • Child abduction

There are a number of related products which can be beneficial for clients alongside kidnap and ransom policies. Other policies which may be useful include cyber insurance and business interruption insurance.

Crisis Solution Insurance

Erskine Murray are a leading broker for business insurance and private client insurance, working with a wide range of selected insurance providers. We pride ourselves on our strong links with our clients and our insurance partners, which allows us to develop a good working relationship and deliver the right products for our clients to keep them protected against the risks they face day to day. For more information about our kidnap and random insurance packages, speak to a member of the team today to discuss your requirements and the level of cover required.

SME Insurance by Sector

Professional Indemnity

Often referred to as 'PI', a profession-based risk management package.

Business Interruption Insurance

Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.

High Net Worth Insurance

High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.

Business Owners Policy Insurance

An enhanced business insurance policy which combines property insurance alongside general liability insurance.

Contractors All Risk Insurance

Whilst all construction sites are different, there are still common risks and threats shared by them all.

Consultants Insurance

As a consultant, your clients rely on you for service and advice as well as being an expert in your field of work.

SME Insurance

Our SME insurance package solutions cover commercial insurance to professional indemnity.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.