Hotel Insurance

Image of inside a hotel room

SME Insurance

Hotel Insurance

A hotel business has three main areas on which to focus. The property itself, the staff and guests and finally the income of the business.

Keeping these three areas protected are vital for your business, so it makes sense that you would want to insure against any potential risks in these areas.

Protection through the right insurance policies can make a big difference to the business should any claims arise which could cause great difficulties financially. Here at Erskine Murray, we work with a wide range of insurance providers to offer the right levels of insurance for your hotel’s needs.

Business Insurance for Hotels

Insurance for your property falls under buildings and contents insurance. Should someone get hurt, you can take out policies for public and employers’ liability cover. In order to protect your income, there is business interruption insurance. Depending on your individual hotel, there may be other policies which would prove beneficial for your unique requirements.

Insurance Policies for Hotels

Here are just a few examples of the types of policies many hotel owners find invaluable:

  • Public Liability Insurance: Any business which interacts with members of the public can be at risk of claims should anyone be injured, or their property damaged as a result of your business.
  • Business buildings and contents cover: to cover the cost of any repairs required due to damage, flood, fire or other risks. The hotel building is an essential part of your business after all!
  • Employers’ Liability Insurance: This is a legal requirement for any business which employs staff, be they permanent, part time, temporary or even seasonal staff. This covers any claims made by your staff should they be injured as a result of working for you.

Why Choose Erskine Murray

Erskine Murray are a leading business insurance broker based in the UK. We work with a carefully selected panel of insurance providers, which allows us to offer a great range of insurance products for a broad range of business industries. We offer Combined Commercial Insurance to remove the difficulty of multiple insurance policies.

Our team can help you to find the right insurance products which will be of value to your unique business and at the right level of protection to suit the risks your business faces day to day.

SME Insurance by Sector

Commercial Property Owners

For property owners, investors or developers, single property to portfolio's, we have the solution.


Including buildings, contents, liability, unoccupied and rental protection.

Food and Drink Insurance

Food and drink industry continues to rapidly expand in the UK including a huge variety of different risks to be aware of.

Business Buildings Insurance

Business building insurance cover for the building you run your business from, covering you from repairs and rebuilding costs.  

Business Contents Insurance

Business contents insurance is a type of business insurance that protects your organisations possessions and equipment in your work premises.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

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