Empty Property Insurance

Showing an empty room in a vacant house.

SME Insurance

Empty Property Insurance

It is normal that there will be some occasions when your rental property is vacant, perhaps before tenants move in, or in between lets.

Lots of insurance providers will not cover empty property, but here at Erskine Murray, we can help you find the right cover for your property needs with our selected insurance partners.

We can help you choose the right insurance products to cover your business needs and requirements. From business buildings insurance through to landlords’ contents insurance and property owners’ liability cover. Simply get in touch and we can help you put together the perfect mix of insurance products for your unique business needs.

Insurance for Unoccupied Property

Most standard home insurance providers will not provide cover during periods of vacancy, or if the property is left unoccupied for any reason. With specialist empty property insurance, you can rest assured that your property is covered whilst not in use. There are likely to be some things to bear in mind with any unoccupied property insurance:

  • There may be conditions to your cover, such as to make regular checks on the property whilst it is empty.
  • It is important to check and understand the excess on your insurance (this is the part of the claim that you pay).
  • Some policies may have exclusions, so it is important that you fully understand the policy documents and wording.
  • If required, we can help you source suitable landlord building insurance.
  • Suitable contents insurance can cover the cost of replacing furniture, fittings and fixtures

Why Choose Erskine Murray

Erskine Murray are a leading, independent business insurance broker which works with a range of selected insurance partners. This allows us to offer a great range of insurance products to suit your unique business requirements. We understand that every business is different and that it is important to find the right products to suit your needs. Based in the UK, we have a network of insurance providers to call on in order to find the insurance you need at the price which is right for you.

Need a Quote?

Send us your details and we'll be in touch.

Get a Quote

SME Insurance by Sector

Residential Property Owners

For property owners, landlords and associations, we deliver a policy that covers all related risks.

Landlord

Including buildings, contents, liability, unoccupied and rental protection.

Who do I

Contact? 

If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I

Contact? 

Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.