Employers Liability Insurance

When business grows, it is often a good time to begin employing staff and creating new roles for talented people to fill.

With the added responsibility of becoming an employer comes the added risk too! When businesses employ staff, even if that is just one additional person, Employers’ Liability insurance is often a legal requirement. Erskine Murray can help you to find the right EL insurance policy as either part of a tailor made policy, or as part of a package of business insurance policies.

Who Needs Employers’ Liability Cover

Most businesses who employ staff, be they permanent members of the team, temporary workers or contractors, will usually be required by law to hold valid employers’ liability insurance. This type of insurance cover protects you against the cost of compensation claims which arise from employee injury or illness which is sustained as a result of their work for you. There can be strict penalties issued for businesses which are not covered.

Whilst employers’ liability is an important policy to hold, there are other policies which can also make a big difference to your business risk management. Erskine Murray can help you find products including public liability, professional indemnity, Directors and Officers Insurance cover and other business insurance policies to suit your needs.

Temporary Worker Employers’ Liability

Even if you plan to employ short term, temporary or other casual workers, it is still usually a legal requirement to hold valid employers’ liability cover. Speak to the team at Erskine Murray to put together the right package of business insurance cover to match your needs and requirements today.