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SME Insurance
Contractors often work in a wide range of different environments, each with their own diverse risks and potential perils which could easily threaten the ability to carry out the work you have been contracted to do.
Whilst all construction sites are different, there are still common risks and threats shared by them all. The risk of tools being lost, stolen or damaged is a danger to keep in mind where you work on construction sites. Without your tools, you are unlikely to be able to carry out the work you have been given.
Contractors All Risk insurance is designed for your various business liabilities as a contractor, as well as to offer you protection for the tools and equipment you rely on for your trade. The risks might be varied, from floods and fire through to malicious damage or theft. Contractors All Risk insurance can protect you against these risks.
Insurance for Contractors
Seeing as there are so many different types of contractor, work sites and risks involved, it makes sense that one insurance policy may not be the best answer for everyone. At Erskine Murray, we work with a wide range of insurance providers to bring you the right products to suit your needs. Contractors All Risk insurance policies can cover a large range of risks and protect you, your business and your tools effectively.
The areas your Contractors All Risk insurance may cover are:
Insurance Packages for Contractors
Whilst Contractors All Risk Insurance policies can cover a great deal of your work, there are sometimes areas which need additional cover for complete protection and peace of mind. Our team here at Erskine Murray would be happy to assist you with finding the ideal package of cover to complete your insurance package. Get in touch with us today to discuss your needs with our team.
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Meet the SME Team
Contact Erskine Murray
Cyber
Cyber attacks are a rapidly growing, see how we ensure you are protected.
Directors’ and Officers’
Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.
Shops and Offices
From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.
Commercial Property Owners
For property owners, investors or developers, single property to portfolio's, we have the solution.
Residential Property Owners
For property owners, landlords and associations, we deliver a policy that covers all related risks.
Fleet
One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.
Professional Indemnity
Often referred to as 'PI', a profession-based risk management package.
Tradespeople
Our package covers every single trade. Simple, effective and delivered by the same or following working day.
Motor Trade
For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.
Landlord
Including buildings, contents, liability, unoccupied and rental protection.
Golf Course
Golf courses possess specific risks which specialised golf course insurance can help protect you against.
Bakery
Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.
IT Contractors
From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.
Coffee Shop
There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.
Architects
Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.
Surveyors
Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.
Wholesalers Insurance
Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.
Tech Start Up Insurance
Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.
Media Professionals Insurance
The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.
High Net Worth Insurance
High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.
Graphic Designer Insurance
As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.
Consultants Insurance
As a consultant, your clients rely on you for your service and advice as well as being an expert in your field of work.
Civil Engineering Insurance
At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.
Business Owners Policy Insurance
Business Owners Policy, is an enhanced business insurance policy which combines property insurance alongside general liability insurance.
Domiciliary Care Insurance
If you are a self-employed carer, or you run a home care business, you are in a position of trust and responsibility.
Contractors All Risk Insurance
Whilst all construction sites are different, there are still common risks and threats shared by them all.
Who do I
Contact?
If you would like to talk more about your SME Insurance needs please contact Rob.
Rob Marshall
Head of SME
Employee Benefits
Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.
Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.