Commercial Property Owners Insurance

SME Insurance

Commercial Property Owners Insurance

Insurance for all types of commercial property. 

Whether you are a commercial property owner, investor or developer, own a single property or a portfolio, we can provide a property insurance solution tailored to your specific requirements. Our Commercial Property Owners' Insurance packages cover all commercial properties, whether they are factories, multi-use properties, education facilities, training centres, warehouses, office spaces or otherwise.

It is important that you find the right cover for your commercial property insurance, as there may be more specialised requirements that must be met. We can advise on the level of cover that is right for you and arrange an insurance policy covering your risks. Standard property insurance tends to cover buildings and rental income, with further options available to mitigate additional risks such as employers' liability insurance.

Working with a panel of insurers who trade electronically enables us to deliver swift and efficient solutions, and we also have a number of field-based account executives located across the country to allow for a prompt service for your new property insurance policy. Cover for commercial property owners can typically be arranged within the same or next working day. However, for more complex requirements, we will carry out site visits as required.

SME Insurance by Sector


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Commercial Combined

An all-in-one package that protects risks such as cover for buildings, stock, contents, interruption and liabilities. 

Directors’ and Officers’

Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.

Shops and Offices

From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.  

Residential Property Owners

For property owners, landlords and associations, we deliver a policy that covers all related risks.


One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.

Professional Indemnity

Often referred to as 'PI', a profession-based risk management package.


Our package covers every single trade. Simple, effective and delivered by the same or following working day.

Motor Trade

For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.


Including buildings, contents, liability, unoccupied and rental protection.

Golf Course

Golf courses possess specific risks which specialised golf course insurance can help protect you against.


Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Claims Support

We will act on your behalf, to manage your claim from initial notification to settlement. We will also make sure you are kept up to date throughout the entire process.