Commercial Insurance

Commercial Insurance


Commercial Insurance

Mitigating risk. Protecting your business.

Erskine Murray’s commercial insurance team work across many industries and sectors, providing bespoke insurance solutions to large businesses including multinational companies as well as international corporates.

We pride ourselves on working closely with our commercial clients, taking time to understand their business, growth patterns and aspirations. This allows us to accurately assess the risks involved and explore how we can mitigate, reduce or eliminate exposure, setting us apart as an insurance broker for the commercial sector. Generating an individual risk profile forms a major part of our offering, along with on-going risk management as our clients’ businesses evolve.

As part of PIB Group and a member of Unison, we have access to companies and individuals recognised as leaders across a range of specialist markets, enabling us to draw on expertise and insights gained over many years for the benefit of our clients.

With a Midlands based head office in Leicester, and regional offices in the North West and South East, we employ a wide network of staff comprising dedicated regional and field-based Account Executives, giving us a national reach.

Commercial insurance refers to the coverage of multiple types of business insurance; this can include property damage, business interruption and warehouse insurance. When combined, these policies can serve to protect businesses in all insurable eventualities. Depending on the level of cover, commercial insurance can also protect business owners from insurance claims made by the public, customers or employees.

At Erskine Murray, we explore each client’s situation so that we fully understand the needs of their insurance cover. From this, we are able to offer tailored commercial insurance products to meet the unique requirements of businesses and business owners.

Choose your

Commercial Insurance by Sector 

Architects and Consulting Engineers

The Code of the Architects Registration Board (ARB) requires Architects to have adequate and appropriate insurance cover.

Motor Fleet

We have the market leverage to deliver best in class vehicle and fleet insurance.

Charity and Not For Profit

We strong links to insurers who specialise in this sector, we help to reduce claims exposure and improve your risk knowledge.

Construction and Contracting Allied Trades

We provide insurance policies to a number of clients in this sector, with turnovers ranging between £25m - £75m.

Food and Drink

We have access to the latest specialist Food & Drink practice, giving us up-to-the-minute risk insight and analysis, helping us to minimise clients exposure.


We will work with you to identify and control risk, and strengthen your arrangements for accident prevention.

Hospitality and Leisure

Sharing of knowledge is a key, we'll gather a greater understanding of your risk exposure, especially with regard to Employers and Public Liability.

Manufacturing and Engineering

Positioning ourselves at the forefront of developments, we create innovative risk solutions, utilising a specialist risk resource to help reduce exposure.

Motor Trade

We delve in to the nuts and bolts of a clients business to assess risk, in order to create a relevant and bespoke insurance policy.

Property Owners

Insurance policies designed to protect commercial, residential and mixed-use properties and portfolios of multiple properties.

End of Life Services

Specialised insurance solutions for Crematoriums, Funeral Directors and Graveyard businesses.


If your business is reliant on digital systems, you face significant financial, operational, reputational, legal and regulatory risks without cyber cover.


Traditional or online, we can help you manage your business risks with customised cover designed to protect your assets, employers and livelihood.

Meet our


Martin Commins


Senior Account Executive

Lynette Houghton


Senior Account Executive

Darren Payne


Account Executive

Lee Selfe

Cert CII

Account Executive

Neil Howie

Cert CII

Account Executive

Doug Crowley

Commercial Account Handler

Patrick Foran

Cert CII

Commercial Account Handler

Pam Sromek

Cert CII

Commercial Account Handler

Natalie Desborough

Commercial Account Handler

Louise Bamford


Commercial Account Handler

Vanessa Blenkinsop

Commercial Account Handler

Michael Danson

Trainee Commercial Account Handler

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.