We use cookies, by continuing to use our site we assume you are happy for us to do so. Find out more.
0800 048 9357
Business Type
Product
Insurance For
Insurance Type
Telephone:
Email: [email protected]
SME Insurance
Coffee shops and cafés can be busy places, with lots of people looking for drinks, refreshments and a place to relax. With such a high footfall, as well as hot drinks and food for sale, you need to have good quality coffee shop business insurance to protect your café if something does go wrong.
Being the owner of a coffee shop, Liability insurance is vital to ensure the necessary protection for your staff, suppliers and customers. The cost of café insurance in the UK can vary depending on a wide range of circumstances, so it’s best you speak to one of our team members today.
It's important to note that you are responsible for the welfare of your customers, your staff and your suppliers whilst they are in your shop. This means that protecting against the unexpected is essential! Here at Erskine Murray we take the time to understand your business and combine several important business insurance policies into one easy to understand package for coffee shop owners.
Erskine Murray creates tailored and bespoke insurance policies to suit your business needs. Here are some of the types of covered items within a bakery insurance policy;
Depending on your establishment, there may also be the need to seek cover in the following;
Amongst many others.
There are many risks associated with not only running a successful business, but in serving hot drinks and food to the general public. If you are looking for coffee shop insurance policies, Erskine Murray has a range of packaged products that get the business insurance cover you need for your café or coffee shop in one policy, saving you time and money in the long term.
You may be looking for coffee shop insurance that is tailormade to match the needs of your café. If that is the case, following a quick call to understand your demands and needs, we can put together a package that includes your various liabilities, contents, and business interruptions concerns. Through using our online trading platform, we can compare results from a number of insurers, within minutes. The insurance policy for your coffee shop can include:
It doesn’t matter how careful you are, accidents can and do happen. This can mean that insurance claims happen too! If anyone becomes ill or injured due to being in your coffee shop, the claim can land at your feet. If not correctly insured, it can mean a big financial issue for your café, especially when the coffee shop insurance policy you are looking for is not as expensive as you might think.
Erskine Murray work with a range of insurers to get the right cover to suit your needs, with each policy tailored to your requirements. We are able to build the right insurance policy to protect your business, your employees and any specialist equipment you have such as expensive coffee machines. Simply get in touch with our team here at Erskine Murray to begin your coffee shop insurance quote or discuss your requirements with us.
Need a Quote?
Send us your details and we'll be in touch.
Meet the SME Team
Contact Erskine Murray
Cyber
Cyber attacks are a rapidly growing, see how we ensure you are protected.
Directors’ and Officers’
Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.
Shops and Offices
From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.
Commercial Property Owners
For property owners, investors or developers, single property to portfolio's, we have the solution.
Residential Property Owners
For property owners, landlords and associations, we deliver a policy that covers all related risks.
Fleet
One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.
Professional Indemnity
Often referred to as 'PI', a profession-based risk management package.
Tradespeople
Our package covers every single trade. Simple, effective and delivered by the same or following working day.
Motor Trade
For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.
Landlord
Including buildings, contents, liability, unoccupied and rental protection.
Golf Course
Golf courses possess specific risks which specialised golf course insurance can help protect you against.
Bakery
Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.
IT Contractors
From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.
Architects
Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.
Surveyors
Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.
Business Interruption Insurance
Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.
Wholesalers Insurance
Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.
Tech Start Up Insurance
Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.
Media Professionals Insurance
The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.
High Net Worth Insurance
High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.
Graphic Designer Insurance
As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.
Civil Engineering Insurance
At Erskine Murray we understand the many risks associated with those involved with working at height, extreme depth and working with asbestos.
Business Owners Policy Insurance
An enhanced business insurance policy which combines property insurance alongside general liability insurance.
Contractors All Risk Insurance
Whilst all construction sites are different, there are still common risks and threats shared by them all.
Who do I
Contact?
If you would like to talk more about your SME Insurance needs please contact Rob.
Rob Marshall
Head of SME
Employee Benefits
Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.
Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.