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SME Insurance
Erskine Murray have several markets that offer business insurance packages to suit engineering businesses, with insurance products designed for civil engineers and other groundworks industries to cover the risks your firm may face day to day.
We completely understand the needs of civil engineering firms, including other trades which are involved in concrete placing, directional drilling, haulage, paving, piling and other associated trades.
They often experience many risks associated with those involved with working at height, extreme depth, working with asbestos or working at other high-risk locations. This can result in insurance premiums being a considerable expense, or sometimes not being available at all. With our network of insurance companies and underwriters, we have a range of markets that we discuss tailoring a package with to suit your demands and needs.
What Insurance do Civil Engineers Need?
Our experienced brokers know a number of different insurance products which might be suitable for civil engineering firms, depending on the individual risks your business faces. The following tend to be popular with civil engineers:
There are other types of cover you may be interested in to add to your civil engineer insurance policy, such as business buildings insurance, business contents insurance or business legal protection insurance.
Why Choose Erskine Murray?
We are a leading insurance broker for businesses working with a number of insurance partners to offer a range of insurance products to suit differing specialist businesses and industries. Our modern, hands-on approach allows us to keep on top of industry changes and focus on developing long term relationships with our clients. With our head office in Leicester and offices in both the North and South of the country, we have a national reach, helping us to maintain our position as an Insurance Times Top 100 Brokers company.
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Meet the SME Team
Contact Erskine Murray
Cyber
Cyber attacks are a rapidly growing, see how we ensure you are protected.
Directors’ and Officers’
Often referred to ad 'D&O', this policy is designed to defend individuals against damaging claims.
Shops and Offices
From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.
Commercial Property Owners
For property owners, investors or developers, single property to portfolio's, we have the solution.
Residential Property Owners
For property owners, landlords and associations, we deliver a policy that covers all related risks.
Fleet
One policy for fleets of all sizes. Our online platform compares insurers within minutes, so you know you have the right cover.
Professional Indemnity
Often referred to as 'PI', a profession-based risk management package.
Tradespeople
Our package covers every single trade. Simple, effective and delivered by the same or following working day.
Motor Trade
For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.
Landlord
Including buildings, contents, liability, unoccupied and rental protection.
Golf Course
Golf courses possess specific risks which specialised golf course insurance can help protect you against.
Bakery
Whether you are a small independent bakery, or a larger chain, it is vital you consider your level of business insurance.
IT Contractors
From basic repairs and builds through to emergency cover, your clients call on you for your expert knowledge and skill.
Coffee Shop
There are many risks associated with not only running a successful business, but in serving hot drinks and food to the public.
Architects
Professional indemnity insurance is an important policy, as you are offering professional services to other people & businesses.
Surveyors
Your clients call on you for your expertise, knowledge and skill, whether you are a quantity or land surveyor.
Business Interruption Insurance
Business Interruption insurance, also known as BI, is a much-misunderstood cover which can often be overlooked by small business owners.
Wholesalers Insurance
Erskine Murray can help wholesalers to find the appropriate insurance to manage the risks to your industry and provide the right protection for your business needs.
Tech Start Up Insurance
Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.
Media Professionals Insurance
The media and marketing industries can be vulnerable to claims of negligence for what are in fact basic errors.
High Net Worth Insurance
High net worth insurance is ideal for people with high profile occupations such as sports people, actors, singers and other people in the public eye.
Graphic Designer Insurance
As the risks can be fairly wide ranging, there are lots of appropriate insurance policies which can be useful for graphic designers.
Consultants Insurance
As a consultant, your clients rely on you for your service and advice as well as being an expert in your field of work.
Business Owners Policy Insurance
An enhanced business insurance policy which combines property insurance alongside general liability insurance.
Contractors All Risk Insurance
Whilst all construction sites are different, there are still common risks and threats shared by them all.
Domiciliary Care Insurance
If you are a self-employed carer, or you run a home care business, you are in a position of trust and responsibility.
Who do I
Contact?
If you would like to talk more about your SME Insurance needs please contact Rob.
Rob Marshall
Head of SME
Employee Benefits
Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.
Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.