Charity Insurance

Running a charity, social club, community group or other not-for-profit organisation is not only great cause, and a highly rewarding endeavour; it also comes with a unique set of risks.

Erskine Murray can help you to find the right insurance products to suit your charity organisation and ensure that you are covered for the risks you face day to day.

There are lots of different types of insurance products available on the market, so it can be tricky to know which products are useful and necessary for your kind of organisation. Our team here at Erskine Murray are knowledgeable about the various types of insurance and how they can be applied to your organisation. We’ll help guide you through what your charitable organisation may need, be it professional indemnity insurance, public liability insurance, trustee liability insurance or any other kind of relevant cover.

Insurance for Charities

Whilst there are many forms of insurance policy available, not all will be applicable to your charity. The fundamental policies which many charity organisations find useful include:

• Public liability insurance: this is very useful if you have visitors to your premises. Public Liability Insurance covers legal claims and compensation sought by clients, customers or other third parties should they suffer personal injury or property damage because of your organisation.
• Employers’ liability insurance: this is a legal requirement for any organisation which employs staff, even if they are temporary or casual workers. Employer's liability insurance covers any legal claims and compensation sought by your employees should they fall ill or become injured as a result of their work.

Charity & Not for Profit Insurance Policies

There are a wide range of different charities which may require insurance policies to protect them from legal costs and compensation claims. It is not only charities who can benefit from this level of protection either – any social groups, clubs and not-for-profit organisations may need insurance cover too. You can discuss your specific needs and requirements with our friendly and knowledgeable team who can help you to find the right cover to match your organisation.