Business Contents Insurance

Modern Office with Computers

SME Insurance

Business Contents Insurance

Imagine if you were to lose all the things your business relies on each day to operate. Would you be able to manage without them?

Whether you work from home, or at an office or business premises and no matter what type of business you run, it is highly likely you will need to insure is the contents that are inside. With business contents insurance through Erskine Murray, you can protect the things you use every day for your business and safeguard your trade against damage and destruction.

Whilst buildings insurance will cover the property itself in case of damage, business contents insurance, or equipment insurance, helps to make sure you can continue to operate should the items you keep on your business premises be lost, stolen or damaged. It covers the cost of replacing these items, getting you back on your feet quickly.

Insure your Business Contents

Erskine Murray are a leading, independent business insurance broker. We work with a wide range of insurance providers to offer competitive quotes and comprehensive policies which cover you for the risks you face each day.

Business contents insurance can offer protection for the possessions on your business premises which get damaged in the event of something like a flood or fire, or if they are lost or stolen. These items may include things like:

  • Computers and laptops
  • Business equipment
  • Furniture for your business

Customised Insurance Policies for Your Business

Erskine Murray can help you to tailor your business contents insurance to really fit the needs of your company. There are many reasons why you should consider taking out business contents cover today, with a few being:

  • The equipment you use every day may be expensive or highly specialist, which can be difficult to replace
  • Most events like storms, floods and fires are unpredictable – this kind of cover helps to protect you against the unexpected!
  • Loss of equipment stored in warehouses, a huge loss of money. However, you run your business, we can help you to tailor your business insurance cover to match your exact needs.

However you run your business, we can help you to tailor your business insurance cover to match your exact needs. Take a look at our Commercial Combined Insurance which can cover your business for multiple things at once including public liability insurance, professional indemnity insurance employers’ liability insurance and more.

SME Insurance by Sector

Shops and Offices

From office blocks and home offices to hairdressers, florists and newsagents, we cover the entire scope of this sector.  


Our package covers every single trade. Simple, effective and delivered by the same or following working day.

Motor Trade

For dealerships, mechanics, valeters, bodyshops and everything in-between, we've got you covered.

Tech Start Up

Here at Erskine Murray, we make it easier for you to cover and protect your business with several appropriate policies packaged together.

Business Owners Policy

Business Owners Policy, is an enhanced business insurance policy which combines property insurance alongside general liability insurance.

Charity Insurance

Running a charity, social club, community group is a highly rewarding endeavour ; it also comes with a unique set of risks.

Tradesman Insurance

With thousands of different trades in the UK, Erskine Murray can help tailor individual insurance products specific to your needs.

Who do I


If you would like to talk more about your SME Insurance needs please contact Rob.

Rob Marshall

Head of SME

Who do I


Rob Marshall

Head of SME

Employee Benefits

Have you considered an Employee Benefits package? Such a policy can help you attract and retain a highly skilled and dedicated workforce.

Professional Indemnity

Our PI arm are specialists in providing PI insurance for architects, consulting engineers and the construction industry.