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07 January 2021

Green Cards: Update

Following the conclusion of a trade deal with the EU, the European Commission has not yet confirmed the UK’s continued participation in the Green Card Free Circulation Area, comprising of all European Economic Area (EEA) countries, Andorra, Bosnia & Hersegovina, Serbia and Switzerland. Therefore, you will need to carry a motor insurance Green Card when driving in these countries, including Ireland.  

What is a Green Card?

A Green Card provides evidence of insurance to drive in the countries specified on the card itself. A physical Green Card is required as digital copies are not accepted. The current requirements of a Green Card are as follows:

How do I get a Green Card?

Ask us! We recommend that you contact us as soon as possible, ideally 6 weeks before the planned trip, to allow us to assess your requirements and arrange for your insurer to issue you with a Green Card. Should your policy fall due for renewal during your trip, separate Green Cards for each period of insurance will be required.

If you are intending to travel with a trailer or caravan, please note that you will need two Green Cards - one for the trailer/ caravan itself and one for the towing vehicle. Separate Green Cards will be required for each vehicle insured under a policy.

Whether insurers provide Green Cards electronically or post physical copies, or both, will depend on the insurer. If you do not have access to a printer or require a physical copy of the Green Card, please let us know.

If you travel without a Green Card, you may not be allowed to board a ferry or cross the border. In addition, you could be fined and your vehicle may be impounded. Please note that your motor insurance policy does not cover you for fines or release fees.

For further information regarding the new rules around Green Cards please visit Motor Insurance Database (MID).

Should you have any questions or queries about your insurance, please contact your usual Account Handler directly, or feel free to call our office on 0116 265 4300 and we will be on-hand to advise and provide further guidance.